Capital One Quicksilver Credit Card - Ujemax

Capital One Quicksilver Credit Card

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Capital One Quicksilver Credit Card gives you 1.5% cashback on every purchase—simple, automatic, and unlimited.

It also gives you a $200 bonus after spending $500 in the first 3 months. This bonus gives you a quick boost without changing your routine or spending extra money.

Curious to know why so many people love this card? Keep reading and discover all the details!

About the Issuer

Capital One is a well-known, U.S.-based bank with solid customer service and zero annual fee policies. They’re trusted by millions across the country.

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This card is backed by strong digital tools like the Capital One app, which gives real-time alerts, card lock, fraud protection, and access to CreditWise. These features help you monitor and manage your money easily.

Known for innovation and transparency, Capital One keeps its fees clear and its support accessible. That makes it a reliable choice for everyday credit.

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Card Benefits

Virtual card numbers: Make secure online purchases using temporary numbers from Capital One’s Eno assistant.

Card lock via app: Instantly lock or unlock your card through the Capital One mobile app if it’s lost or stolen.

Travel accident insurance: Coverage in case of accidental death or injury during eligible travel paid with the card.

Auto rental collision coverage: Provides insurance for eligible rental cars when you pay with your Quicksilver card.

Extended warranty: Adds extra protection by extending the manufacturer’s warranty on eligible purchases.

Zero fraud liability: You won’t be responsible for unauthorized charges made on your card.

24/7 customer service: Access full support anytime by phone or through the mobile app.

No foreign transaction fees: Use your card abroad or on international websites without paying extra charges.

$200 welcome bonus: Earn a $200 cash reward after spending $500 in the first 3 months.

0% intro APR for 15 months: Enjoy no interest on purchases and balance transfers during the introductory period.

Unlimited 1.5% cash back: Get consistent rewards on all purchases, with no limits or rotating categories.

Real-time fraud alerts: Get notified immediately if suspicious activity is detected on your account.

Free credit monitoring: Track your credit score through CreditWise, with no impact on your credit.

Contactless payments: Pay quickly and securely with a simple tap—no swiping or inserting needed.

Emergency card replacement: Receive a replacement card fast if yours is lost or stolen while traveling.

Access to Capital One Entertainment: Enjoy exclusive access to concerts, dining experiences, and sports events.

Automatic payment setup: Avoid missed payments by scheduling recurring payments in the Capital One app.

Fees and Charges

The Capital One Quicksilver Credit Card has no annual fee, making it an affordable option for anyone. You also get a 0% intro APR for the first 15 months on purchases and balance transfers.

After that, the APR becomes variable and can be 19.24%, 25.24%, or 29.24%, depending on your credit. For cash advances, the APR is fixed at 29.24%.

There’s a 3% balance transfer fee during the intro period and 4% for promotional offers. Cash advances cost $5 or 5%, whichever is higher. Late payments can result in a fee up to $40.

Credit Limit

The credit limit for the Capital One Quicksilver Credit Card is based on your financial profile. Factors like your income, credit history, and overall credit score will influence the approved amount.

Each person may receive a different limit, and Capital One may offer increases over time if you use the card responsibly and make payments on time.

Positive points
  • Simple cashback:
    Flat 1.5% on all purchases with no rotating categories or limits to track.
  • No fees:
    No annual fee or foreign transaction fees, making it budget-friendly.
  • Strong digital security:
    App alerts, card lock, and fraud protection tools from Capital One.

Negative points
  • High APR after intro period:
    After 15 months of 0% APR, the rate can rise to 19.24%–29.24% variable.
  • Limited intro bonus:
    $200 bonus may be lower than other cards offering larger welcome rewards.
  • Not travel-focused:
    Lacks premium travel perks like lounge access or exclusive upgrades.

How to Apply for the Quicksilver Card

  1. Visit Capital One’s official website
  2. Check if you’re pre-approved (no credit check)
  3. Fill out the online application with your information
  4. Submit your application and wait for approval
  5. If approved, activate your card and start using it
  6. Spend $500 in 3 months to earn the $200 bonus
  7. Manage your account via the app (alerts, payments, balance)
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How to Contact Capital One

If you need help with your credit card or have questions, here are the main support lines:

  • Customer support: Call 1-800-227-4825 for assistance with your Capital One credit card.
  • International support: If you’re outside the U.S., call collect at 1-804-934-2001.
  • General inquiries: Not sure who to contact? Dial 1-877-383-4802 and they’ll guide you to the right department.

The Capital One Quicksilver Credit Card is a smart choice for those who want simple rewards and no annual fee. If it fits your needs, consider applying and make your everyday spending work in your favor.

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Posted on Jul 1, 2025 at 8:35 PM

Felipe Camilo

With over 7 years of experience in writing and content marketing, I focus on delivering informative and optimized blog content that meets both reader needs and search engine standards. I help businesses grow by creating clear, concise, and actionable articles that drive conversions and build brand authority.

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